Traditional finance has significantly affected by the Mobile Internet. Foremost, various modules of financial business now can be operated through this internet, and has dramatically reduced the transaction cost. One of the examples, is Alipay (China) Network Technology Co. Ltd. that transformed the traditional payment of bank draft to internet payment.
Secondly, this mobile internet has made the operations of various financial business quite easy. For example, AlibabaGroup faced no obstacle in the introduction of a microfinance program due to this internet. Thirdly, through this internet, it has become easy to develop new financial products. This case is accompanied with a kind of financial product based on mobile internet, Yu’ebao.
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