Southeast Bank of Texas, like most other financial institutions in the U.S., fell on hard times during the financial crisis last year. Now, in March 2009, the bank was faced with several choices as a result of the new reform generated by the financial crisis: the FDIC Temporary Liquidity Guarantee Program, and the U.S. Treasury's Capital Purchase Program. Furthermore, the implementation of Basel II has left the new rules in place for the capital requirements of banks. Irwin Gref, President and CEO of the Southeast Bank, faces a number of decisions on how to deal with these new policies, which will undoubtedly shape the future of the bank. "Hide
by Robert C. Pozen, Benjamin Schneider Source: Harvard Business School 16 pages. Publication Date: June 7, 2010. Prod. #: 310141-PDF-ENG