In March 2009, Lincoln Financial Group CEO Dennis Glass faces a difficult decision on how it will be the completion of the capital of the company, which can quickly fall to dangerously low levels as a result of the financial crisis. Although the cost of capital to the private sector was much higher than the government bailout, the latter also came with certain conditions, including restrictions on executive compensation, restrictions on dividend payments and potential damage to the company's brand among its participants. Glass to weigh the pros and cons of private capital in comparison with the federal help, or somehow combine the two. This case examines the impact of the financial crisis on the life insurance and annuity industry based on analysis of the options available to glass Lincoln Financial. "Hide
by Robert C. Pozen, Peter spring Source: HBS 21 pages. Publication Date: May 26, 2010. Prod. #: 310137-PDF-ENG