In 2008, the American consumer payments landscape is the continued increase in credit and debit card networks, reducing inspections, increase the value of store cards, and the growth of new payment methods such as PayPal, Bill Me Later and separate debit. This case represents the structure of these payment methods, focusing on incentives for both consumers and merchants, including direct costs, efficiency benefits, discounts and treatment in the event of loss or fraud. "Hide
by Benjamin Edelman, Andrew Hadjiu Source: Harvard Business School 16 pages. Publication Date: August 7, 2008. Prod. #: 909006-PDF-ENG