The director and CEO of China Merchants Bank (CMB) had driven the institute by making two turnarounds to sustain capital, develop culture and to meet the financial requirements of new ventures and customers in China, during the last ten years of rapid evolution. Despite successes, the shareholders of CMB did not find the desired returns in the stock market and the CMB’s capital limitation was biting. The chairman encountered several challenges while developing the strategic plans for CMB because of increasing government regulations, an uncertain global economy, and slower growth in the local market.