Question No. 1: Affordable Healthcare Act

This video discusses the Affordable Healthcare Act, a law relating to the delivery methods of medical care, expansion of the Medicaid Program, and availability of affordable health insurance programs for the common people. Affordable Healthcare Act was implemented on the March of 2010.

The given video shows the discussion that was hosted by the women voters of San Antonio on this particular reform. In particular, the video discusses the problems that the ACA addresses and the pros and cons ofthis healthcare reform.

The pros and cons discussed in the video are as follows.

Pros

• Its main advantage is that it slows down the costs of healthcare. This is achieved by providing insurance policies and by providing free preventive care.
• Secondly, the act demands that all the insurance policies should have the ten health benefits.
• It prohibits the insurance companies fromdenying coverage to anyone who has pre-existing conditions.

Apart from this, a number of other advantages are also discussed in the video.

Benefits Administration Harvard Case Solution & Analysis

Cons

• The biggest disadvantage of the act is that almost 3 to 5 million people lost their employment based health insurance.
• The act taxed people who refused to buy insurance.

A number of other disadvantages are also discussed in the video.

This correlates to the benefits administration as the act eliminates the health insurance that companies provide to their employees. Many businesses found it more cost-friendly to pay the penalty on the act rather than allowing their employees to pay for their insurance programs themselves.

Question No. 2: Summary of an Update on the ACA after President Trump took the Office

Donald Trump took charge of the office on the 20^th of January 2017. It is said that the Healthcare Act was doing good but since Trump has been elected, an increase in uninsured Americans is realized.

Donald Trump took two major decisions regarding the Healthcare Law and that resulted in sabotaging it. First of all, he expanded access to insurance programs that are cheap and less comprehensive. Secondly, he took the decision of not funding the subsidies that currently the government of USA provides to the insurance companies under the Affordable Healthcare Act. The first initiative is known as “Association Health Plans” and the second initiative is known as “Cost-Sharing Reductions”.

According to experts, the first initiative leads to health plans becoming more expensive for sick people. The plan has undermined the marketplace of health for millions of citizens of America.

The decisions of Trump have affected the online marketplaces for insurance policies. The first decision of Trump forced the small online businesses to band together in order to get better rates. (Glenza, 2017)

In March of 2017, the Congressional Budget Office stated that exchanges of the ACA are stabilizing in most of the areas, and also most of the enrollees are not going to realize an increase in their premium.

In September, CBO issued again stating that a number of policies that are being implemented by the white house are going to result in increased premiums and decreased enrollments in the online market of insurance...................

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